Tuesday, February 24, 2009

Termite bond

Coptotermes formosanus shiraki; Formosan subte...Image via Wikipedia
Here are some things to think about before you choose a  company for a termite Bond.
The first thing you need to realize is that all termite bonds are not created equal.  A termite bond is sometimes called a termite contract.  Do not confuse a termite contract or termite bond with a termite letter.  A termite letter is all together something different.  A termite letter is something a pest control company gives you after they have done an inspection.  The termite letter is a report resulting from the termite inspection that will state if you do or don’t have termites. The letter will also note how much damage is done…etc. On the other hand, a termite bond is basically a form of insurance.

A termite bond and a termite contract are the same thing.  To obtain a termite bond, a pest company will perform an inspection on an existing structure and determine how much if any damage has been caused by termites.  Once the termite company performs the inspection and treats your house or building they will offer you a termite bond.  A termite bond is basically an agreement between  you and the termite company and usually includes a yearly inspection.  If during that inspection there is evidence of termites the company will get rid of the termites and addresses any damage that has been caused by the termites.  The initial cost is a  large up front fee for the contract and then there’s a small renewal fee once a year.

  • Look for the following in your termite bonds or contract:
  • Find out how long the bond is for.
  • What species of termites does their bond  cover?
  • Is there a deductible and if so how much?
  • Is it a one time deductible?
  • If termites are found will the termite company just retreat for termites or will they also pay for the repairs?
  • If they do pay for repairs is there a limit to the amount they will pay for the repairs?
  • What happens if the damage goes over the limit?
  • If you sell your house can you transfer your termite bonds to the new homeowner?
  • What happens if my current termite company moves their office or business out of my town or state? Can I get a rebate for the money I‘ve paid? 

There are other things to think about when it comes to Getting a termite bond but this is a good starting place. So before you get your termite bond investigate all the issues you can think of.

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Sunday, February 1, 2009

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